Apr 14, 2025
When it comes to protecting wealth, gold has stood the test of time. But in today’s world of technology and fintech, a new question has emerged: should you invest in physical gold or digital gold?
Here’s a breakdown of both — and what to consider when choosing the right path for your savings and investments.
What Is Physical Gold?
Physical gold refers to real, tangible gold in the form of bars, coins, or ingots that you can hold in your hand or store in a vault. At MyGoldEra, all physical gold offered is 999.9 pure and comes from trusted sources like PAMP Suisse and The Royal Mint. You are the first and sole owner of your metal.
Key Features:
Tangible asset: You physically own it and can store it at home or in a secured vault.
Globally recognized: Gold bars and coins are universally accepted as a store of value.
Private & anonymous: Physical ownership does not require disclosure or digital records.
Long-term store of value: Ideal for those looking to preserve wealth and hedge against inflation.
What Is Digital Gold?
Digital gold allows you to own gold in fractional amounts through an online account. The gold is real and physically stored by a provider (like FireGold or IBIS InGold), but you don’t take physical delivery unless you choose to.
With MyGoldEra, this is offered via flexible gold savings plans or InGold PAY — where your digital balance is fully backed by physical gold in secure Swiss vaults.
Key Features:
Low entry point: Start saving with just a few francs or euros.
Instant payments: Use your gold to pay or receive value via InGold PAY.
Always backed: Every gram you own is 100% backed by investment-grade gold.
Highly liquid: Convert your digital gold back to cash or physical metal at any time.
So… What’s the Difference?
Feature | Physical Gold | Digital Gold |
---|---|---|
Ownership | You hold the actual metal | Held in your name by provider |
Storage | Home or secured vault | Vaulted by provider |
Accessibility | Requires transport or delivery | Instantly accessible online |
Privacy | Fully private | Requires registration |
Usability | Not spendable | Spendable with InGold PAY |
Entry Cost | Higher (due to delivery, packaging) | Lower – save gradually |
Best For | Long-term holding, privacy | Regular savings, flexibility |
Which One Is Right for You?
Many of our clients choose both.
Physical gold provides the timeless security of a tangible asset.
Digital gold makes it easy to save, manage, and even spend gold as part of modern life.
At MyGoldEra, we offer both — so you don’t have to choose between tradition and innovation.
Want to explore both options?
👉 Contact Karolina for a free consultation and let’s create your personal gold strategy.