Physical vs. Digital Gold: What’s the Difference?

Physical vs. Digital Gold: What’s the Difference?

Apr 14, 2025

When it comes to protecting wealth, gold has stood the test of time. But in today’s world of technology and fintech, a new question has emerged: should you invest in physical gold or digital gold?

Here’s a breakdown of both — and what to consider when choosing the right path for your savings and investments.

What Is Physical Gold?

Physical gold refers to real, tangible gold in the form of bars, coins, or ingots that you can hold in your hand or store in a vault. At MyGoldEra, all physical gold offered is 999.9 pure and comes from trusted sources like PAMP Suisse and The Royal Mint. You are the first and sole owner of your metal.

Key Features:

  • Tangible asset: You physically own it and can store it at home or in a secured vault.

  • Globally recognized: Gold bars and coins are universally accepted as a store of value.

  • Private & anonymous: Physical ownership does not require disclosure or digital records.

  • Long-term store of value: Ideal for those looking to preserve wealth and hedge against inflation.


What Is Digital Gold?

Digital gold allows you to own gold in fractional amounts through an online account. The gold is real and physically stored by a provider (like FireGold or IBIS InGold), but you don’t take physical delivery unless you choose to.

With MyGoldEra, this is offered via flexible gold savings plans or InGold PAY — where your digital balance is fully backed by physical gold in secure Swiss vaults.

Key Features:

  • Low entry point: Start saving with just a few francs or euros.

  • Instant payments: Use your gold to pay or receive value via InGold PAY.

  • Always backed: Every gram you own is 100% backed by investment-grade gold.

  • Highly liquid: Convert your digital gold back to cash or physical metal at any time.

So… What’s the Difference?

Feature

Physical Gold

Digital Gold

Ownership

You hold the actual metal

Held in your name by provider

Storage

Home or secured vault

Vaulted by provider

Accessibility

Requires transport or delivery

Instantly accessible online

Privacy

Fully private

Requires registration

Usability

Not spendable

Spendable with InGold PAY

Entry Cost

Higher (due to delivery, packaging)

Lower – save gradually

Best For

Long-term holding, privacy

Regular savings, flexibility


Which One Is Right for You?

Many of our clients choose both.

  • Physical gold provides the timeless security of a tangible asset.

  • Digital gold makes it easy to save, manage, and even spend gold as part of modern life.

At MyGoldEra, we offer both — so you don’t have to choose between tradition and innovation.


Want to explore both options?

👉 Contact Karolina for a free consultation and let’s create your personal gold strategy.